Privacy Policy

Malusis Holdings LLC · Last updated September 10, 2026

Who we are

Malusis Holdings LLC ("we", "us") is a Pennsylvania limited liability company at 15 Hawthorne Dr, Lewisburg, PA 17837, operating as a licensed life insurance producer. You can reach us at contactme@malusis.com or 570-412-5406.

What we collect

Information you give us directly: your name, phone number, email address, and the details you share so we can assess coverage — such as age, household, income, health history and existing policies. We collect this when you submit a form, call us, or speak with us about coverage.

How we use it

To respond to your inquiry, assess and recommend coverage, submit applications to insurance carriers on your behalf, service policies you hold, and meet our legal and regulatory obligations as a licensed producer.

Who we share it with

Insurance carriers and their underwriters, when submitting or servicing an application you asked us to make. Service providers who help us operate, under confidentiality obligations. Anyone we are legally required to disclose to.

We do not sell your personal information, and we do not share it with third parties for their own marketing.

SMS / Text messaging

If you provide your mobile phone number and consent to be contacted, we may send you text messages about life insurance products, your inquiry, and scheduling a call with a licensed producer. Some of these messages are sent by automated means.

Consent is not a condition of purchase.

Message frequency varies. Message and data rates may apply.

You can opt out at any time by replying STOP to any message. You will receive a single confirmation that you have been unsubscribed, and no further messages after that. Reply HELP to any message, or contact us at the address above, for help.

We do not share, sell, rent, or otherwise disclose mobile phone numbers or SMS opt-in consent to any third party for marketing purposes. Opt-in consent is not shared with third parties or affiliates.

We retain a record of your consent, including its source, the date and time, the method by which it was given, and the exact disclosure text shown to you at the time. We retain this record for as long as we contact you and for a period afterward in order to demonstrate compliance.

Carriers are not liable for delayed or undelivered messages.

How long we keep it

As long as needed for the purposes above and to meet recordkeeping obligations that apply to insurance producers. Consent records are kept for no less than four years.

Your choices

You can ask us what we hold about you, ask us to correct it, ask us to delete it where we are not required to keep it, and opt out of text messages at any time by replying STOP. Email contactme@malusis.com and we will respond.

Changes

If we change this policy we will update the date at the top. Material changes to how we use your information will be communicated directly where we can.